CREDIT CARD PROCESSING

Frequently Asked Questions (FAQ) About Becoming a Credit Card Merchant:

Understand how charge backs and credits can affect your revenues and profits.

How do you intend to control and resolve charge backs? Do you know the charge back thresholds for your category of business? We can provide expert guidance in these critical areas.

Find a credit card processor that understands your business.

Otherwise, this processor may have problems with your account down the road and may disrupt your business. At Arvic we deal with hundreds of Internet businesses every week so we know about Internet commerce and what types of businesses are out there. We have seen just about every type of business there is and we do get them approved.

Do I have to have a checking account with your bank?

NO. We are not bankers. All funds are directly deposited into your existing business checking accounts.

Make sure you have the option of increasing your processing limit.

Assuming you want to grow your business, you need a processor that supports your plans for growth. At Arvic, we work with you to adjust your processing limits as appropriate. Too often we get calls from merchants who get set up to accept credit cards and then get shut down.

At Arvic we want this kind of business and we don't shut you off when you become successful.

Most banks that handle high risk and high volume merchants require you to place a cash deposit.

We do not require an up front deposit. We will work with high risk and high volume merchants to insure your business can grow without undo limitations. We have several merchants who have grown to over $500,000 per month and they are still processing without deposits.

Ask if they require financial statements and tax returns for your expected monthly volume amount.

We do not require financial statements and/or tax returns on any accounts.

Submit an accurate processing estimate on your merchant account application.

they usually mean arbitrary processing limits and other policies that may not serve your needs. we conduct a thorough analysis before approval to protect our merchants support their long-term plans for growth. rates are competitive earned by heightened industry knowledge, added solutions more accurate reporting services can save you money! It's better to be approved for a figure that accurately reflects your needs, instead of assuming you can negotiate an increase later. Some processors automatically shut off merchants who exceed processing limits. We focus on helping you expand your business and we want to help you be successful. We are specialists in high volume accounts !

Determine your specific software and hardware needs.

they usually mean arbitrary processing limits and other policies that may not serve your needs. we conduct a thorough analysis before approval to protect our merchants support their long-term plans for growth. rates are competitive earned by heightened industry knowledge, added solutions more accurate reporting services can save you money! How do you sell your product? If you're 100% "card not present" Internet online, mail or telephone orders -- you can run the necessary transaction software on your PC. You may not need a POS (point of sale) terminal. We provide the most advanced state of the art electronic software that meets your needs.

Buy the hardware or software you need at the right price.

they usually mean arbitrary processing limits and other policies that may not serve your needs. we conduct a thorough analysis before approval to protect our merchants support their long-term plans for growth. rates are competitive earned by heightened industry knowledge, added solutions more accurate reporting services can save you money! Resist any pressure to do otherwise. The salesperson's commission could be based solely on that sale or lease. Don't hesitate to shop. We help you determine exactly what you need and provide customized processing solutions based on your needs.

If you have questions about any aspect of merchant credit card processing.

they usually mean arbitrary processing limits and other policies that may not serve your needs. we conduct a thorough analysis before approval to protect our merchants support their long-term plans for growth. rates are competitive earned by heightened industry knowledge, added solutions more accurate reporting services can save you money! We have a full time staff that specializes in Internet commerce. We are only to pleased to assist you in being successful in your Internet ventures. We invite your calls and questions.



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